Getsafe Announces New Health Insurance
Heidelberg 2.25.2018 - Today, Getsafe announced a new transparent and modular dental insurance that will be a patient-friendly solution for those looking for more than just basic healthcare coverage. As a technology-driven company, Getsafe gives every patient a flexible service – easy to use, low-cost and no-hassle sign up. The enterprise aims to build a future-proof set of health insurance plans, acting as a companion to digital customers.
“Healthcare and wellbeing play an important role in young people’s lives”, explains Christian Wiens, Founder and CEO of Getsafe. “Alongside a healthy lifestyle, prevention and additional benefits become more and more important. Here, however, the provision of traditional health insurers falls a long way short, which is why we want to fill the gap and deliver patients a simple and straightforward solution.”
In today’s insurance landscape, the costs for a professional dental cleaning are covered by very few insurers – and when they are, in most cases this will only be partial cover, or only offered in special circumstances, such as the stipulation of a particular dentist.
“Over 90% of Germans rely on the health insurance system provided by the state. Barely 12% of all households have supplementary protection”, ponders Wiens. “With our dental insurance, we will provide a modular service tailored by the customer to their own individual needs. Prevention instead of price – that’s what we believe in, and that’s what we want to offer to the public.”
How does Getsafe insurance work?
The basic dental protection plan costs about €70 per year and includes a free periodic dental cleaning and up to €150 per year for plastic fillings. This basic protection can be extended with additional modules at any time to cover larger dental operations and provision for dentures. Signing up for a policy and filing claims can be done using the Getsafe app. To file a claim, the customer simply has to take a photo of the dentist’s bill. In most cases, the cost can be reimbursed directly, with no waiting time.
Getsafe is one of the trailblazers of the European insurtech scene. The Germany-based startup brings the concept of comprehensive insurance (as provided by e.g. Axa or Allianz) into the digital age. Customers can take out, change or cancel an insurance policy paper-free and in real time in the Getsafe app. Even making a claim can be done using the app. Getsafe is backed by notable partners and leading venture capital investors including Partech Ventures and Commerzbank.